Skip to content

Saving money can be hard. Make it easy with free Kasasa Saver®, the low-maintenance account that works for you behind the scenes. Kasasa Saver takes care of the heavy lifting, thanks to automatic deposits of your monthly Kasasa® checking rewards. Just link the two accounts and sit back — the hard part is out of the way!

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $15,000
  • 0.50% to 0.28% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking**
  • No minimum deposit to open

It’s easy to qualify!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive e-statements

That’s all. Even if you don’t meet your qualifications during a cycle, your Kasasa Cash and Kasasa Saver accounts are still free. Plus, you’ll earn our base interest rate on both accounts. And you can get right back to earning your full rewards the very next month you qualify.

Kasasa Cash + Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 06/01/2022. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.01%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 2.01% - 0.60% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $15,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $15,000, resulting in 0.50% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.

Kasasa Cash Back + Kasasa Saver
*APY=Annual Percentage Yield. APYs accurate as of 06/01/2022. Rates may change after account is opened. When monthly qualifications are met, you will receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8.00 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $15,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 0.50% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05 % APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.

Start saving the easy way!

Serving Southwest Iowa Since 1866

And still going strong. We may have grown over the years, but our commitment remains the same.

Discover Our Story