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Your life. Your choice.

We make it easy to choose the credit card that is right for you — Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do. Credit cards are available for customers only.

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases, no grace period on cash advances
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard®benefits including:
    • Concierge Service2
    • Price Protection
    • Baggage Delay Insurance
    • Car Rental Collision Damage Waiver Insurance
    • Extended Warranty
    • Travel Assistance
    • Roadside Assistance
    • Purchase Assurance
    • Travel Accident Insurance
      Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
  • We do not charge a higher rate for cash advances, so unlike other cards the APR1 for purchases and cash advances is the same
  • Other fees may be charged and are listed on the application
  • Earn points that you can redeem for rewards
  • Earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for first six months1
  • Competitive ongoing APR1
  • No annual fee
  • 25-day interest-free grace period on all purchases, no grace period on cash advances
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits including:
    • Concierge Service2
    • Price Protection
    • Baggage Delay Insurance
    • Car Rental Collision Damage Waiver Insurance
    • Extended Warranty
    • Travel Assistance
    • Roadside Assistance
    • Purchase Assurance
    • Travel Accident Insurance
      Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
  • We do not charge a higher rate for cash advances, so unlike other cards the APR1 for purchases and cash advances is the same
  • Other fees may be charged and are listed on the application

1Please see application for information about current APRs and fees.

2Concierge Services available with World MasterCard only.

Serving Southwest Iowa Since 1866

And still going strong. We may have grown over the years, but our commitment remains the same.

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