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We believe in making your life easy and helping you grow. This flexible solution offers the convenience of a checking account with the perks of competitive, tiered rates that compound monthly.

  • Enjoy flexibility with enhanced access to funds
  • Greater earnings than standard savings
  • Competitive, tiered rates compounded monthly
  • Higher balances earn higher rates
  • Avoid the $8 monthly service fee by maintaining a daily balance of $1,000
  • Direct check writing ability (up to 6 per month)
  • Make deposits at any time or set up direct deposit
  • Free online banking
  • Free mobile banking**
  • Free e-statements available
  • No minimum deposit to open
  • Federally insured by FDIC up to $250,000

*Regulation D limits certain types of withdrawal and transfer transactions that can be made out of savings or money market accounts to a maximum combined total of six (6) per month or monthly statement period. An excess withdrawal fee may apply for each transaction in excess of six (6) during the monthly statement cycle. Please refer to the account disclosures for details.

**Message and data rates may apply. Contact cellular provider for details.

Financial independence awaits ... let’s get started.

Serving Southwest Iowa Since 1866

And still going strong. We may have grown over the years, but our commitment remains the same.

Discover Our Story