Skip to content

Earn cash while you shop! Free Kasasa Cash Back® checking rewards you for spending by giving you cash back on everyday debit card purchases. You'll also receive refunds on ATM withdrawal fees, nationwide.* So whether you’re filling up or flying out, turn your spending into gains today!

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $400 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide up to $25 per month ($4.99 per single transaction)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • Never pay a monthly service fee
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking**
  • Free MasterCard® debit card
  • Unlimited check writing
  • No minimum deposit to open

View the Qualifications Calendar (PDF).

It’s easy to earn your rewards!

It's easy to qualify to earn your rewards. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive e-statements

If you don't qualify, don’t worry! There's still no monthly service fee and you can get back to earning rewards during the next Monthly Qualification Cycle.


**Message and data rates may apply. Contact cellular provider for details.

Why keep your rewards waiting?

Serving Southwest Iowa Since 1866

And still going strong. We may have grown over the years, but our commitment remains the same.

Discover Our Story