Your wallet’s new best friend!


Debit Card


Imagine getting through life without ever having to dig for change or write a check. It doesn’t have to be a dream. Use your free PCSB Bank MasterCard® SHAZAMChek® debit card for all of your purchases — whether you are home or abroad. And this very same card is used to make ATM withdrawals and qualify for Kasasa® checking rewards.

  • Use money from your checking account without having to write a check
  • Welcome at places that won't accept checks
  • Access to cash throughout the U.S. and around the world
  • Free Falcon™ Fraud Protection — rest assured that suspicious transactions will be flagged to keep your account safe
  • Joint account holders may each receive a card (no need to share one checkbook)
  • Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATM terminals
  • Get cash back at participating merchants when using PIN debit
  • Avoid carrying large amounts of cash
  • Authorization process limits your risk for lost or stolen cards
  • Better way to track your purchases
  • Receive receipts for every transaction
  • Each transaction appears on your monthly statement
EMV® Chip Cards

PCSB is converting all debit cards to EMV® chip cards for enhanced security on your debit card.  You will receive a new EMV® chip card upon the expiration of your existing debit card.

Your new debit card will be equipped with a chip on the front and a magnetic stripe on the back.  The EMV® chip stores account information more securely, and the technology itself can provide a reduction in card-present fraud resulting from counterfeit, lost or stolen cards.  The magnetic stripe allows you to continue using it at stores without chip-enabled terminals.

When checking out at the retailer, you’ll either insert your chip card into the store’s terminal or swipe the magnetic stripe.  If prompted to insert your chip card, look for a slot on the bottom-front of the terminal and insert your card face up, chip first.  Leave your card in the terminal until the transaction is complete.  The terminal will prompt you to either enter a PIN or sign to validate your identity.  Once finished, don’t forget to take your card when prompted. 

View EMV® chip card FAQs for more information

ATM Card

PCSB Bank SHAZAM ATM cards allow you access to your account when you need it. Bank when it’s convenient for you: get cash, check account balances, transfer money, make deposits, and more.

  • Free with your PCSB Bank savings or checking account
  • No ATM surcharges at PCSB Bank ATMs
  • No ATM surcharges at SHAZAM Privileged Status ATMs — there are over 3,300 ATMs in 23 states
  • Accepted at ATMs with SHAZAM or Cirrus symbols

Find a SHAZAM Privileged Status ATM here.

MasterCard SecureCode®

MasterCard SecureCode is a private code for your SHAZAMChek debit card that you can use when you're shopping online. Only you and your financial institution know what your code is — retailers aren't able to see it. Enroll your debit card today in MasterCard SecureCode and get enhanced security for your online purchases.

Enroll your debit card in MasterCard SecureCode through SHAZAM here

Important Travel Information

Are you taking an upcoming trip? Please fill out our Falcon® Travel Exclusion Form and notify PCSB Bank of your travel dates to ensure that your debit card does not get shut down on accident by FICO® Falcon Fraud Manager.

View Falcon® Travel Exclusion Form in PDF

Shazam® Escape to Rewards


Each time you use your PCSB Bank MasterCard® SHAZAMChek® debit card to make purchases between July 1 – September 30, 2017 you'll automatically be entered for a chance to win!

Grand Prize - $500 Travel Gift Card sponsored by SHAZAM®

8 Monthly Winners - $50 Travel Gift Card sponsored by SHAZAM®

1 PCSB Winner - $50 Travel Gift Card sponsored by PCSB Bank

Read the complete SHAZAM® Debit Rewards Campaign rules here.

Access your funds with just a swipe!