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Use the equity you’ve built up in your home to your advantage! You’ll get a competitive rate on a loan that’s ideal for home improvements, debt consolidation, and more. Talk to one of our expert lenders today.

  • Use home equity loans to finance various projects
  • Leave savings and emergency funds intact
  • Competitively low rates
  • Flexible terms for affordable payments
  • Potential tax advantages*
  • No prepayment penalty
  • Receive funds in one lump sum
  • Local decision-making and processing
  • Expert lenders to guide you
  • Personal, friendly service from your community bank

Take advantage of the equity in your home with a pre-arranged line of credit that can fund whatever planned or unplanned expenses happen in life. This financing solution is especially useful for projects that require ongoing funding.

  • Available for a wide range of ongoing needs:
    • Home improvements
    • Tuition
    • New vehicles or vehicle repairs
    • And much more!
  • Revolving credit — available balance replenishes as you make payments
  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Terms tailored to your specific needs
  • Local decision-making and processing
  • Expert lenders to guide you
  • Personal, friendly service from your community bank

*Consult a tax advisor.

Finance your needs the way you want.

Serving Southwest Iowa Since 1866

And still going strong. We may have grown over the years, but our commitment remains the same.

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