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Rev 03/22

FACTS

WHAT DOES PCSB BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Overdraft history
  • Payment history
  • Account transactions
  • Transaction or loss history
  • Wire transfer instructions

When you are  no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PCSB Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does PCSB Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –  
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes –  
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (800) 432-0387 or visit www.WeArePCSB.com
What we do
How does PCSB Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PCSB Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for financing
  • Pay us by check
  • Make a wire transfer
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • PCSB Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • PCSB Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • PCSB Bank does not jointly market.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers.We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Missippi and New Jersey Customers. We will not share personal information from de-posit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.
Mobile App User Privacy
Our PCSB Mobile Banking app periodically collects and transmits geolocation and product interaction information that we may use for internal marketing, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be gathered on a continuous basis in the background, only while the app is being used, or not at all. You may change your location permissions at any time in your device settings.

Serving Southwest Iowa Since 1866

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