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Small steps lead to big change. We mean that literally. With no minimum balance requirement, this account is perfect for the saver who is just starting. Take the first step today!

  • Set aside funds for something specific or simply a rainy day
  • Earns tiered interest
  • No monthly maintenance fee
  • No minimum balance requirement
  • Six transactions allowed per month*
  • Free online banking
  • Free mobile banking**
  • Free e-statements
  • Free ATM card
  • No minimum deposit to open
  • Federally insured by FDIC up to $250,000

*Regulation D limits certain types of withdrawal and transfer transactions that can be made out of savings or money market accounts to a maximum combined total of six (6) per month or monthly statement period. An excess withdrawal fee may apply for each transaction in excess of six (6) during the monthly statement cycle. Please refer to the account disclosures for details.

**Message and data rates may apply. Contact cellular provider for details.

Gain peace of mind for the unforeseen.

Serving Southwest Iowa Since 1866

And still going strong. We may have grown over the years, but our commitment remains the same.

Discover Our Story