Earn really high rates. Paid in cash.

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Free Kasasa Cash

Summary

Cash in on the account that offers so much more than free checking. With Kasasa Cash®, you can earn up to a really high 2.01% APY* and nationwide ATM withdrawal fee refunds*. All without monthly service fees. Get more today with free Kasasa Cash!

  • Free checking that pays high interest
    • 2.01% APY* on balances up to $25,000
    • 2.01% to 0.60% APY on balances over $25,000, depending on balance in account*
    • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide up to $25 per month ($4.99 per single transaction)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • Never pay a monthly service fee
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking**
  • Free MasterCard® debit card
  • Unlimited check writing
  • No minimum deposit to open

View the Qualifications Calendar (PDF).

It’s easy to earn your rewards!

It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive e-statements 

That's it. If you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus you can get back to earning your full rewards the very next Monthly Qualification Cycle!

*APY=Annual Percentage Yield. APYs accurate as of 06/01/2016. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.01%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 2.01% - 0.60% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.

**Message and data rates may apply. Contact cellular provider for details.

Why keep your rewards waiting?