Invest in your future prosperity ... today!


Individual Retirement Accounts (IRAs)


Persistence pays off. This is especially true in retirement planning. With an IRA from PCSB Bank, you can grow your nest egg over time with competitive interest and unique tax benefits*. Open a new account or roll over an existing account today.

  • Tax-advantaged* traditional IRA helps you save for retirement
  • Earn competitive interest higher than regular savings
  • Contribution types include individual, spousal, transfers, and rollovers
  • Annual contribution limits apply
  • $1,000 annual “catch up” contributions allowed for ages 50 and better
  • No annual fees or set up fees
  • No minimum balance requirements
  • Federally insured

*Subject to some minimal conditions. Consult a tax advisor.

Financial independence awaits ... let’s get started.