Rates

APY = Annual Percentage Yield. Rates effective as of May 23, 2016. Fees may reduce earnings.

Kasasa Cash Checking* See Details

Balance Interest Rate APY
$0 - $25,000 2.01% 2.01%
$25,000+ 0.25% 0.60 - 2.01%
All balances if qualifications not met 0.10% 0.10%

Qualifications

It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive e-statements 

That's it. If you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus you can get back to earning your full rewards the very next Monthly Qualification Cycle!

Kasasa Saver* See Details

Balance Interest Rate APY
0 - $25,000 0.50% 0.50%
$25,000+ 0.25% 0.30 - 0.50%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive e-statements

That’s all. Even if you don’t meet your qualifications during a cycle, your Kasasa Cash and Kasasa Saver accounts are still free. Plus, you’ll earn our base interest rate on both accounts. And you can get right back to earning your full rewards the very next month you qualify.